An Overview of Health Insurance, and Its Impact on Child Health

Amit Sharma

Student of Economics, Birla Institute of Technology and Science, Pilani, Rajasthan, India

Ali K. Ahmed

Student of Economics, Birla Institute of Technology and Science, Pilani, Rajasthan, India

Anil Kumar Dhaliwal

Professor of Economics, Birla Institute of Technology and Science, Pilani, Rajasthan, India

Abstract

In developing countries, the health status of millions of kids is affected by financial problems arising from unexpected out-of-pocket health expenditures. Therefore, the aim of this paper is to investigates the effects of expanding of health insurance on child health using a panel over the period from 2005 to 2015. After controlling for income, education and the 2014-2016 Ebola outbreak experienced in the sub-region, it is found that the compulsory as well as the voluntary health insurance schemes significantly increase life expectancy at birth and significantly decrease both the under-five and the neonatal mortality rates. Therefore, it is recommended that public health authorities organize sensitization campaigns to educate the population and create awareness about the benefits of health insurance. They should also reinforce the compulsory health insurance scheme and create incentives for the development of the voluntary one. However, it was found some evidence that health insurance in early childhood has positive effects on future health.

 

Keywords

Compulsory health insurance, voluntary health insurance, child health outcomes

To cite this article

Sharma, A., Ahmed, A. K., & Dhaliwal, A. K. (2017). An Overview of Health Insurance, and Its Impact on Child Health, International Journal of  Management, and Social Sciences Review (IJMSSR). Vol. 1, No. 2, pp.58-70. Doi:10.5281/zenodo.2648503

 

Copyright

Copyright © 2017 Authors retain the copyright of this article.
This article is an open access article distributed under the Creative Commons Attribution License (http://creativecommons.org/licenses/by/4.0/) which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.

 

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